Buy to Let

If you are renting out a property, you will need a buy-to-let mortgage. The main difference between buy-to-let mortgages and a mortgage on your own home is that the rental income is taken into account by the lender when assessing how much you can borrow, rather than your income. This enables you to develop a portfolio of several buy-to-let properties if you wish.

 

Our landlord clients range from those with one or two buy-to-let mortgages to experienced investors managing a portfolio containing a number of properties. So whether you are looking to buy to rent for the first time or to expand a portfolio, we are here to help.

 

Vista Financial Solutions can also advise on remortgaging your buy-to-let properties to ensure you have the right deal for your circumstances.

 

Your home may be re-possessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice, although this is normally paid by way of an introduction fee from the lender we arrange your mortgage with. The precise amount of any fee will depend on your own circumstance, but typically this could be 0.25% of the amount borrowed.