
First Time Buyers
If you are a first-time buyer, choosing a mortgage may seem an extremely confusing
process. How do you know whether now is a good time to buy? How much can you borrow
and which is the right first-time buyer mortgage for your circumstances?
If you are
buying your first home, the most important thing you can do is seek advice. This
is where Vista Financial Solutions can help. Our advisers have arranged many mortgages
for first-time buyers and have been through the process themselves.
We can help work
out how much you can borrow on your first mortgage, discuss the types of mortgages
available and recommend the right loan for your circumstances.
Your home may be re-possessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice, although this is normally paid by way of an introduction fee from the lender we arrange your mortgage with. The precise amount of any fee will depend on your own circumstance, but typically this could be 0.25% of the amount borrowed.